1Digital-first
Lemonade
- App-based claims
- Transparent pricing model
- Giveback program
- Limited in some states
4.6
Quote required
Digital quote experience
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Best Home Insurance Companies
Homeowners insurers compared on price information, coverage, digital experience, and claims satisfaction.
9 min readPage generated June 2026
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2Agent network
State Farm
- Large agent network
- Strong financial profile
- Bundling discounts
- Digital tools may vary by policy and location
4.5
Quote required
In-person service
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3Discount-focused
Allstate
- Many discount options
- Claims and discount features may vary by state
- Quotes can vary widely by property and location
4.3
Quote required
Bundling policies
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How we picked
EphCompare summarizes each company across key comparison points, including price information, coverage, support, limits, and ease of use. Scores are quick review summaries, not customer ratings or guarantees of current company terms. Use these comparisons as a starting point and check current terms directly.
Read how we review